Latest News

31 May 2019

LS and DBI cover for members

The directors of Phibsboro & District Credit Union decided to reduce the level of LS cover for members and reduce the DBI cover as a cost saving measure in 2018.

01 Jun 2019

Central Credit Register

Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register.

01 Jul 2019

Cap on Savings

As of 31st May 2019 we are introducing a cap of €25,000 on savings. This is now the maximum our members can have in all their savings accounts.

24 May 2020

Fraud Smart

FraudSMART is a fraud awareness initiative developed by Banking & Payments Federation Ireland in conjunction with Allied Irish Bank plc, Bank of Ireland, KBC Bank Ireland, PermanentTSB and Ulster Bank.

Join Us

Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

To become a member you will need to fill in Membership Application Form, which you can download by clicking on the link below, and bring it with you to credit union office along with following documents:

  • Photo ID - Passport or Drivers Licence or Garda National Age Card
  • Proof of Address - Utility Bill or Bank Statement
  • Proof of PPSN

Membership Downloads

Benefits of Membership

Flexible & Convenient Loans

Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death.

Attractive Dividend on Savings

Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.

Quality Service, No Fees

You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Direct Debit

Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

Member Services

Take advantage of a host of additional member services available. We have arranged special house and motor insurance discounts for our members. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.