The directors of Phibsboro & District Credit Union decided to reduce the level of LS cover for members and reduce the DBI cover as a cost saving measure in 2018.

Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register.

As of 31st May 2019 we are introducing a cap of €25,000 on savings. This is now the maximum our members can have in all their savings accounts.

FraudSMART is a fraud awareness initiative developed by Banking & Payments Federation Ireland in conjunction with Allied Irish Bank plc, Bank of Ireland, KBC Bank Ireland, PermanentTSB and Ulster Bank.